This section displays business credit cards that feature either cash back or rewards programs. You can earn up to 5% cash back on purchases such as office supplies, travel, gas and wireless services. Some cards allow you to earn airline miles, reducing the cost of future trips. Other benefits include low to 0% APR introductory offers, higher credit lines and even management reporting. Compare the details below of the leading business credit card offers. Once you find the credit card that suits your needs, click the “Apply Now” button to access the secure online application and start gaining rewards now!

Business credit cards have evolved to become a major part of the modern corporate world. Not only do you reduce the risks of carrying large amounts of cash, but it also makes purchasing simpler. A business credit card is a great way to maintain accurate records of business expenditure, which means no more going through messy receipts and invoices at tax time. All your expenses and business related costs are itemized on your credit card statement, so you’re also able to save time and money when preparing your book keeping statements and returns.

Business credit cards often have the availability of much higher credit limits than regular personal use credit cards. This allows your business to protect cash flow during quiet seasons or downturns and enables more expensive purchases for business equipment or increased levels of stock.

For newer businesses that are still establishing credit terms with suppliers and stockers, access to funds from a business credit card can mean you build a history of timely repayment with your creditors. These regular payments can be reported to the credit bureaus so that your company can begin to establish a credit score too.

Another great benefit of having a dedicated business credit card is that you no longer have to wade through mountains of receipts to separate your business transactions from your personal purchases. Your accountant will be pleased at the reduced workload and you’ll be rewarded with a much smaller accountant’s bill. By keeping your business and personal expenses completely separated, you’re also helping to build your company’s credit score.

It’s possible to apply for a business credit card that offers benefits attached to your card. For example, some credit cards may offer incentives or discounts on business travel expenses or even reduced costs when purchasing at selected business supply outlets. If you’re considering future business growth, then a business credit card could be your answer to accessing the capital needed to fund your expansion. It’s not always easy to access the available cash needed when a business is undergoing rapid growth, so your credit card will become a very valuable asset to your expanding business.

Before applying for your business credit card, always compare all available options. Check what rates, charges, and benefits comparative companies are offering and then weigh up your options carefully before deciding. Your business’s future might depend on you finding and applying for the right business credit card, so do your homework thoroughly and know what costs are associated with your card.

When you’re sure you’ve sourced the right offer of credit for your company, try to be sure you can apply for your business credit card without the need to offer a personal liability guarantee. This way your company is the entity receiving the listing with the credit bureaus and not you – and you’ll begin building your company’s credit positively.

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